Kindness Matters

I have recently been inspired by Mayor Scott Foster’s Kindness initiative to share kindness throughout our beautiful city of Hendersonville, Tn. As Scott says “Kindness Matters, Kindness is Free & Kindness is Contagious”. 
We don’t often see a tangible return on free things, in this world, but walking in kindness is truly free and yields so many rich rewards.
How to start: Don’t be overwhelmed with the prospect of a major life change, embrace the simplicity of it! Spread kindness around the world by starting with simple random acts of kindness that you can do. It doesn’t have to be something big or elaborate, but find great ideas of small acts of kindness you can accomplish with little effort. The littlest things…a smile or an encouraging word, can make someone’s day, so think of how you can brighten up someone’s mood and spread kindness, in your own way.
Have you considered a volunteering at your local senior center or simply blocking out more time with you elder relatives? It is easy to get caught up in your own life and feel like you don’t have any time for your loved ones. Sometimes it seems like the older family members are the one that suffer the most. Make some time and think about what you can do to make an elder feel special and loved. Chat with a stranger at the grocery or help someone with their bags.
Fostering kindness in our next generation by creating kind people for the world is so important. Parenting is never easy. It can be a difficult battle to raise children to turn out to be happy and successful. Start fostering ideals of kindness with your kids from an early age. Show your kids first hand how kindness can change the world and in return they will learn how to be kind to others. Encourage your children to spread kindness around the world.
Most importantly….Be kind to yourself! Although it is important to spread kindness to everyone around you sometimes we get so caught up in helping everyone else we forget to take the time to take care of ourselves. It is important to take some time out for yourself. Remember everyone needs some pampering from time to time. Be kind to yourself and keep yourself happier.
The most important thing is that kindness is contagious. By taking a little time out of our busy days to be a little more friendly at the grocery store or spare someone a bus fare you can bring kindness to a whole heap of people. I’m reminded of a lovely quote by Dr. Maya Angelou “The best part of life is not just surviving, but thriving with passion and compassion and humor and style and generosity and kindness”.
Consider creating a kindness initiative within your family & Bring kindness to everyone in your life! It can’t help but make a difference in how your clients see and experience you when they buy or sell a home.
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Multiple Offers; A Blessing and/or a Curse

 

Multiple Offers; A Blessing and/or a Curse
The nation has had a low inventory of homes for 2 years or more.
While that is a challenge for home buyers, it is a blessing for those looking to sell their home for top dollar. Another challenge that goes along with the inventory crisis is that buyers who need to purchase a home NOW must offer full price or more in order to win “the bid” in multiple offers.
Some buyers wind up making offers on 3-5 homes depending on what concessions they need to be able to close on a home.
Those concessions may be in the form of closing costs, title insurance, and or a 1 year home warranty.
My recommendation (in order to “win the bid“) is to ask for as little as possible and offer as much as you can. That includes NOT asking for unnecessary repairs. In other words, don’t nit pick the home inspection report. Keep the main thing, the main thing!
Keep in mind that even though you might be able to offer over list price, the home must appraise if the buyer is getting a loan.

Sellers who are inundated with multiple offers need guidance in choosing the offer that nets them the most money as well as assuring them of getting to the closing table on time.

Whether buying or selling it’s important to work with a REALTOR with experience in handling multiple offer scenarios.

In most cases sellers can realize a profit in the the current real estate market. You could be the very person I’m referring to. If that’s the case call your local REALTOR today.

Ann Buchanan/Keller Williams Realty-Hendersonville

ABR,GRI,CRS,e-Pro,SFR

AnnBuchanan.com

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4 First Steps for First Time Home Buyers

If you’re ready to buy a home, there are a few steps that you can take to prepare before starting your search. Your first move is to assess your finances, and then get preapproved by a local lender. The home buying process can be extremely competitive. You don’t want to miss out on your dream home because of something that you could have prevented. As an Accredited Buyer’s Representative (ABR®), I will walk you through the entire process.

See entire article here: http://tinyurl.com/z2vlkcb

I look forward to working with you.

Ann Buchanan/Keller Williams Realty-Hendersonville

ABR,GRI,CRS,e-Pro,SFR

AnnBuchanan.com

 

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A Home for Me & Rudy “The Dog”

As a dog owner myself, I understand more than anyone how important a dog is to a family. There are more factors than you’d imagine to keep track of when you’re searching for a home. As an Accredited Buyer’s Representative (ABR®), I know what a dog-friendly home and neighborhood looks like and will help you find the perfect home for you and man’s best friend.

The Bark Post’s link: http://tinyurl.com/z9d5hqb offers recommendations about 10 things all dog parents should know when looking for a new home.

 

Happy Trails!

Ann Buchanan/Keller Williams Realty-Hendersonville, Tn

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Housing inventory/high prices make finding a home difficult

The increase in home prices is one result of a growing job market as well as low mortgage rates, both of which lead more people to consider buy homes. Inventory has steadily declined due to lack of new construction in the single-family home sector, but condo and luxury real estate is booming thanks to commercial developments in major markets.

See remaining article from Inman here: http://tinyurl.com/z4nzpay

Visit AnnBuchanan.com for available listings.

 

Onward!

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What to do a Year Before Buying a Home

Whether it’s gathering loan paperwork or scoping neighborhoods, our buying timeline will keep you ahead of the curve.

A real yard. Closets bigger than your average microwave. The freedom to decorate however you darn well please! Making the switch from renting to owning is exhilarating, but many rookie homebuyers find the process trickier to navigate than they expected.

This is why Realtor.com created a First-Time HomeBuyer Checklist. The 12-month timeline will help you sidestep common mistakes, like paying too much interest or getting stuck with the wrong house.

12 Months Out

Check your credit score. Get a copy of your credit report at annualcreditreport.com. The three credit bureaus (Equifax, Experian, and TransUnion) are each required to give you a free credit report once a year. A Federal Trade Commission study found one in four Americans identified errors on their credit report, and 5% had errors that could lead to higher rates on loans. Avoid last-minute bombshells by checking your score long before you’re ready to make an offer. And work diligently to correct any mistakes.

Click here for entire article: http://tinyurl.com/je8xc4a

Enjoy!

To search for your dream home go to AnnBuchanan.com or contact me at (615)480-1092.

Happy hunting!

Ann

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How to Handle Multiple Offers on Your Home

Multiple offers are HERE! Sellers – Want to know how to

AnnBuchanan

Ann Buchanan, Keller-Williams Hendersonville, TN

avoid leaving thousands of dollars on the table? First and foremost: HIRE A REALTOR!”

We are seeing multiple offers here in the suburbs of Nashville, Tn. I’ve received 5-7 offers on 3 of my listings over the past 3 weeks. The current real estate market in Sumner County is HOT!  The spring buying season may be a few short weeks away, however the inventory of homes is at a Historic low. Our Multiple Listing Service has only 900 “Active” listings on the market in all of Sumner County. This is the lowest it has been in years. A scarcity of homes, low interest rates and strong demand sets the stage for “multiple offers”.

An educated REALTOR knows this. S/he studies existing prices (active listings) setting a competitive price 3-5% below other listings on the market creating  excitement and hopefully: MULTIPLE OFFERS.

More than likely you’ve heard that we’re in a ‘SELLERS MARKET’. What that means is that sellers have the upper hand (as long as their home is in good condition and priced to sell.) They have several choices when it comes to dealing with multiple offers: First, a seller can take the offers as they come. (First come-first serve). This can be hectic and confusing with multiple offers coming in at the same time. You are negotiating with one offer but hear of others coming. What do you do?  With little or no time to really think the offer over, buyers can feel pressured and back out or rescind their offer. You may take a fair offer only to find that another offer is offering over list price.

REALTORS can advise sellers to set a date (sometimes over a weekend) in which to review all offers with the seller. It’s important to honor that schedule. Buyer’s agents schedule buyers to see the home and discuss their offer with the review date in mind. Accepting an offer before this date is unfair to the agents and can create animosity. It is, however the Seller’s choice.

Most sellers feel that accepting the first offer left money on the table. The seller could accept the first offer which could be up to $10,000 over list price, then hear of higher offers coming. This happened with one of my sellers in Mt. Juliet the first week of March.

Scarcity of homes creates some interesting scenarios.  When a well-priced, well-staged home hits the market it WILL generate multiple offers. Pricing is KING! Listings that remain on the market due to being priced too high need to “Get in the Game.” A strategy of pricing 3-5% below the market is very smart. It can and WILL generate 4-7 interested buyers instead of O-None due to overpricing.

If you’re open to selling and want to be one of the multiple-offer-generating listings this strategy can work for you. Your REALTOR can place your home on the market stating in the ‘private’ REALTOR remarks that “All offers are due 5 days from list date by 3:00pm. Offers will be reviewed by the seller at this time.” Listing agents can present offers via email or in person without the buyer’s agent present. This is the seller’s choice! This is communicated to the other Realtors. Here’s what can happen;

  1. Some buyers will not make an offer. They simply “don’t want to be in a bidding war.”
  2. Buyer’s may bid way over asking in order to have their offer accepted. They have most likely been hurt in the past by being overbid.
  3. Some buyers write letters explaining why the family wants to buy your HOME, perhaps some photos of the family, the family pet, etc. (I’ve seen many of these personally). 

    Once you have strong, acceptable offers you can choose to:

  • Accept the strongest offer.
  • Send out 1 counter-offer to the best offer.
  • Send out a “Highest and Best” Multiple offer form to all agents who have presented offers. You set a date that they are due back.#2 seems to generate the highest price for your property. Buyers can then revise their offer to it’s highest and best potential by eliminating unnecessary contingencies. This makes way for a cleaner offer, and almost ALWAYS more money than list.

    REALTORS can best advise you on which scenario will work for you. As stated, this is not for all properties. Multiple offers show up primarily in average price points in and surrounding Sumner County. The average price of homes that sold in January/February, 2016 in Sumner County was in the mid $200,000. I’ve seen multiple offers on 3 of my most recent listings just under $200,000. The components of a “Multiple-Offer” property are- A competitive price, professional staging, and aggressive marketing by a competent REALTOR.

     

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